Physician Loans: Tailored Financing for Medical Professionals

Program Summary

Physician loans are designed specifically for medical professionals, offering low or no down payment, no PMI, and flexible treatment of student loan debt. These loans make homeownership easier for doctors, dentists, and other professionals at the start of their careers or those managing large student loan balances.

Key Benefits

• No PMI: Save money without the added cost of private mortgage insurance.
• Low down payment: Many programs offer 0%-5% down payment options.
• Student loan flexibility: Deferred student loans often excluded from DTI calculations.
• Competitive rates: Designed to meet the financial needs of medical professionals.

Program Details

• Eligibility: Open to licensed medical professionals, including MDs, DOs, DDSs, DMDs, and residents.
• Credit Requirements: Strong credit (typically 700+).
• Down Payment: Often 0%-5%, depending on the lender.
• Loan Limits: Higher loan limits available to accommodate high-value properties.

Who Is This Program Best For?

• Doctors, dentists, and medical professionals at all career stages.
• Borrowers with significant student loan debt who need flexible DTI calculations.
• Medical professionals looking for affordable homeownership options.

Next Steps

Explore your options with a Physician Loan today! Contact us to learn how we can make homeownership simple and stress-free for you.