VA Elite: Premium VA Loan Options for High-Credit Borrowers
Program Summary
The VA Elite program is designed for VA borrowers with strong credit profiles who want to take advantage of industry-leading rates and pricing. This program provides exceptional loan options for home purchases and refinances, offering flexibility, competitive terms, and higher loan limits. Whether you’re looking for a standard VA loan or a jumbo option, VA Elite ensures a streamlined and cost-effective experience tailored to your financial goals.
Key Benefits
- Generous Loan Amounts:
- Loans starting at $125,000 up to county loan limits.
- Jumbo loans available for amounts exceeding conforming loan limits, up to $4 million.
- High Loan-to-Value (LTV): Finance up to 100% LTV with no down payment required.
- Flexible Property Types: Available for single-family homes, multi-wide properties, condos, and PUDs (Planned Unit Developments).
- Temporary Rate Buydowns: Lender- and seller-paid buydown options to reduce initial payments.
- Escrow Waivers: Waivers available for loans up to 100% LTV, giving you more control over payment options.
Program Details
- Credit Requirements: Minimum credit score of 640+.
- Property Eligibility: Only available for single-family primary residences.
- Loan Purpose: Eligible for purchases and cash-out refinances.
- Loan Type: Fixed-term loans only, ensuring stable monthly payments.
Who Is This Program Best For?
- VA borrowers with higher FICO scores (640+) who want to maximize their benefits.
- Homebuyers looking to purchase or refinance a primary residence with up to 100% financing.
- Borrowers seeking jumbo loans for high-value properties.
- Veterans and active-duty service members who want flexible property options and lower initial payments.
Next Steps
Take advantage of the VA Elite program and secure industry-leading rates today! Contact us now or apply online to get started. Our experienced team is here to guide you through every step of the process.